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Official questionExamen Civique

À quoi sert une mutuelle santé ?

What is a mutuelle (complementary health insurance) for?

Correct answer

À compléter les remboursements de l'Assurance maladie

To top up the reimbursements of the Assurance maladie

Why

The Assurance maladie (basic cover) reimburses part of medical costs, and the mutuelle covers all or part of the remainder. It is not compulsory, but private-sector employers must offer one to their employees. From the official naturalisation knowledge-question list.

Answer choices

  • AÀ remplacer complètement l'Assurance maladieTo replace the Assurance maladie completely
  • BÀ compléter les remboursements de l'Assurance maladieTo top up the reimbursements of the Assurance maladie
  • CÀ payer les allocations familialesTo pay family allowances
  • DÀ obtenir un titre de séjourTo obtain a residence permit